clavesvita.com RSS Feed https://clavesvita.com/ Take a look at our recent blog posts and client newsletter articles. en-us Fri, 01 Oct 2021 09:00:00 -0500 Fri, 01 Oct 2021 09:00:00 -0500 Use These Strategies To Pass on Wealth to Heirs https://www.clavesvita.com/newsletter.php#4 Low interest rates and a volatile stock market create additional opportunities for wealthy individuals to transfer money to heirs tax-free. Fri, 01 Oct 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#4 Small Business: Tips for Ensuring Financial Success https://www.clavesvita.com/newsletter.php#2 Learn how cost accounting helps you make smarter business decisions and lead you to financial success. Fri, 01 Oct 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#2 Marginal vs. Effective Tax Rates https://www.clavesvita.com/newsletter.php#1 Understanding marginal and effective tax rates is important for tax planning purposes, but many taxpayers don't fully understand the difference. Fri, 01 Oct 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#1 If You Receive an IRS Letter or Notice https://www.clavesvita.com/newsletter.php#5 The IRS sends millions of letters and notices to taxpayers for a variety of reasons. Many of these letters and notices can be dealt with without calling or visiting an IRS office. Fri, 01 Oct 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#5 Defer Capital Gains Using Like-Kind Exchanges https://www.clavesvita.com/newsletter.php#3 If real estate's your game, did you know that it's possible to defer capital gains by taking advantage of a Section 1031 exchange that allows you to swap investment property on a tax-deferred basis? Fri, 01 Oct 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#3 What Is a Designated Roth Account? https://www.clavesvita.com/newsletter.php#2 If you are a high-income earner who participates in a 401(k), 403(b), or governmental 457(b) retirement plan that has a designated Roth account, making contributions to that account could be a smart move. Wed, 01 Sep 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#2 Verifying Your Identity When Calling the IRS https://www.clavesvita.com/newsletter.php#4 If you need to contact the IRS, you will be asked to verify your identity. Here's what you need to know before you call. Wed, 01 Sep 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#4 Tax Rules for Divorce and Alimony Payments https://www.clavesvita.com/newsletter.php#5 Tax rules regarding divorce and separation can and do change - as they recently did under tax reform - and the last thing on anyone's mind during a divorce or separation is its effect on their tax situation. Wed, 01 Sep 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#5 Tax Relief for Those Affected by Natural Disasters https://www.clavesvita.com/newsletter.php#1 Tax relief may be available if you've been affected by a natural disaster this year, but only if you meet certain conditions. Wed, 01 Sep 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#1 Six Things To Know Before You Start a Business https://www.clavesvita.com/newsletter.php#3 Starting your own business is an exciting prospect, but there is more to it than simply writing a business plan. Wed, 01 Sep 2021 09:00:00 -0500 https://www.clavesvita.com/newsletter.php#3 Setting the stage for retirement income https://clavesvita.com/blog.php?id=45 Mon, 29 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=45 Time to refinance? https://clavesvita.com/blog.php?id=44 Fri, 26 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=44 Annuities as an Insurance Product https://clavesvita.com/blog.php?id=43 Wed, 24 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=43 Why purchase life insurance? https://clavesvita.com/blog.php?id=42 Tue, 23 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=42 The Atraction of Bonds https://clavesvita.com/blog.php?id=41 Mon, 22 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=41 Do you have an emergency fund? https://clavesvita.com/blog.php?id=40 Fri, 19 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=40 A few more retirement ideas.... https://clavesvita.com/blog.php?id=39 Thu, 18 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=39 How much disability income insurance do you need? https://clavesvita.com/blog.php?id=38 Wed, 17 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=38 Retirement plan early distribution. https://clavesvita.com/blog.php?id=37 Tue, 16 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=37 Interested in an eSeminar on Retirement? https://clavesvita.com/blog.php?id=36 Fri, 12 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=36 The long-term impact of inflation on your retirement fund. https://clavesvita.com/blog.php?id=35 Thu, 11 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=35 Are you required to withdraw from your retirement account this year? https://clavesvita.com/blog.php?id=33 Wed, 10 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=33 How much will your retirement cost? https://clavesvita.com/blog.php?id=32 Tue, 09 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=32 Please visit our tax library https://clavesvita.com/blog.php?id=31 Mon, 08 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=31 What happens when your budget exceeds your income? https://clavesvita.com/blog.php?id=30 Thu, 04 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=30 What should your budget include? https://clavesvita.com/blog.php?id=29 Wed, 03 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=29 Let us help you with your investments. https://clavesvita.com/blog.php?id=28 Tue, 02 Apr 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=28 Fixed rate or adjustable rate? https://clavesvita.com/blog.php?id=27 Fri, 29 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=27 Home equity or a second mortgage? https://clavesvita.com/blog.php?id=26 Thu, 28 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=26 Finances can be fun! https://clavesvita.com/blog.php?id=25 Wed, 27 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=25 Retirement savings help. https://clavesvita.com/blog.php?id=24 Tue, 26 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=24 How much debt is too much? https://clavesvita.com/blog.php?id=23 Mon, 25 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=23 How much life insurance do you need https://clavesvita.com/blog.php?id=22 Fri, 22 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=22 Here is a fun quiz to test your knowledge of financial management concepts https://clavesvita.com/blog.php?id=20 Thu, 21 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=20 Want to figure out your current net worth? https://clavesvita.com/blog.php?id=19 Wed, 20 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=19 Calculate your cash flow. https://clavesvita.com/blog.php?id=18 Tue, 19 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=18 Planning for retirement https://clavesvita.com/blog.php?id=17 Mon, 18 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=17 Check out TTGfinancial.com for more tax and wealth related articles https://clavesvita.com/blog.php?id=16 Thu, 14 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=16 Child Care Tax Credit https://clavesvita.com/blog.php?id=15 Wed, 13 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=15 Tax benefits for higher education https://clavesvita.com/blog.php?id=14 Tue, 12 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=14 What you need to know about taking money out of an IRA or 401(k) https://clavesvita.com/blog.php?id=13 Mon, 11 Mar 2013 09:00:00 -0500 https://clavesvita.com/blog.php?id=13 Should you use a Roth IRA or a traditional IRA? https://clavesvita.com/blog.php?id=12 Thu, 07 Mar 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=12 More potential tax deductions https://clavesvita.com/blog.php?id=11 Wed, 06 Mar 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=11 Are you missing opportunities to reduce your tax liability? https://clavesvita.com/blog.php?id=10 Tue, 05 Mar 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=10 Do you invest tax-free or taxable interest? https://clavesvita.com/blog.php?id=9 Mon, 04 Mar 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=9 Beneficiary of our traditional IRA https://clavesvita.com/blog.php?id=8 Fri, 01 Mar 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=8 Tax Deduction https://clavesvita.com/blog.php?id=7 Thu, 28 Feb 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=7 Vacation home tax rules https://clavesvita.com/blog.php?id=6 Wed, 27 Feb 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=6 Helping your child buy their first home! https://clavesvita.com/blog.php?id=5 Tue, 26 Feb 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=5 What is your federal income tax liability? https://clavesvita.com/blog.php?id=4 Mon, 25 Feb 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=4 Tax credits to offset some college costs. https://clavesvita.com/blog.php?id=3 Fri, 22 Feb 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=3 How much are you saving? https://clavesvita.com/blog.php?id=2 Thu, 21 Feb 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=2 Inheritance Tax https://clavesvita.com/blog.php?id=1 Wed, 20 Feb 2013 09:00:00 -0600 https://clavesvita.com/blog.php?id=1